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24 Dogs Which May Make Your Homeowners Insurance To Increase sharply

24 Dogs Which May Make Your Homeowners Insurance To Climb sharply. This Digs are Not Family Friendly

Picking a new dog for your family is not as simple as you may contemplate. There are numerous vital aspects, which you require to take into account prior to getting a dog—particularly if you are parents of small kids. Although dogs are seen as man’s best friend, you should ensure that the breed chosen by you will manage not only with your own kids, however, also with neighbors and other young visitors.  It is not possible to train all the breeds of the dog to get along with children. Moreover, certain breeds even need a homeowners insurance premium hike.  Below are the top 24 dog breeds, which the specialists recommend should not be around kids and young families.


No 24 – Akita

Since the ancient times, Akita has a good repute for a good domestic guard dog in Japan. These dogs are energetic leaders of the pack, particularly if there are other dogs in your house. The issue with Akita is that they may think of small kids as impostors, particularly if your little ones bring their friends home. However, they can be taught to be kinder; nevertheless, it is also vital to teach your kids about how to tackle them.

No 23 – Chihuahua

Chihuahuas are small in size, because of which many people find them cute, and, assume that they are the best breeds for kids. However, this is not the fact. Chihuahuas are actually extremely strong-willed, and one of the most persistent dog breeds. It can get really difficult to train this breed, particularly if they find a weakness in the human leadership presented. They tend to get hostile and envious of young kids, due to their sensitivity to show their power over the pack’s younger members. Actually, they feel that your children are the as members of the pack.

No 22 – Alaskan Malamute

The Alaskan Malamute was raised to endure the cruel and inaccessible environment of the tundra; therefore, they are inherent against being around spirited kids. . It can get really difficult to train them, particularly if the owner displays signs of weakness. As extremely strong pack leaders, they need socialization not merely from other dogs, however from the humans, as well. They usually attack smaller animals comprising children. Apart from possibly hurting children, they also shed a lot, which is not good, particularly if any family member is suffering from asthma.

No 21 – Rottweiler

Rottweilers can get extremely huge. First of all, they were first raised for their power, because they pulled small carts as well as herd livestock. This breed is extremely brave and faithful; therefore, they have a propensity to get aggressive near visitors. Proper training can help in controlling their strong persona, plus it is equally vital to display strong control all the while. Because of this, Rottweilers are ideal as police dogs and guard. Although strong, they still love to play. However, at times they confuse play with something real, therefore they have a tendency to get on the complete attack style.

No 20 – Bullmastiff


Bullmastiffs can get extremely huge, besides they don’t appear to be conscious of their size. This can result in a possible issue, particularly if there are small children in the house, as when your kid starts running, this breed can effortlessly knock him down. Also, when compared to other breeds of dogs, they are quite aggressive, however, as long as you display strong leadership, their anger can be trained. But, they need to be trained early on, as they are not easy to train later in life. They see humans as the pack leader, therefore, you must not show signs of weakness.

No 19 – Saint Bernard

Thanks to the movie, Beethoven, the Saint Bernard breed is fairly infamous. This dogs of this breed are extremely loveable and can be taught, although harder owing to their very lively nature. With training, they can learn to act well near small children. Although they look adorable, the chief issue with them is their massive size and built. They have the propensity to accidentally harm small kids by knocking them over. Actually, the size and the spirited nature of this breed makes them hard dogs for families with very small kids.

No 18 – Weimaraner

Initially, a hunting dog, the Weimaraner has so much energy, which they require to spend, every day. They love to run around, therefore, have a propensity to knock anyone, especially children if they come in the way. They get bored simply, besides their hunting nature gets them eager when they are in the company of small creatures, which comprises even your children. However other than their easily hasty nature, this breed is also extremely needy when it comes to exercise and physical activities. Their size raised physical needs and energy, can frequently result in the dog accidentally hurting your young kids.

No 17 – Australian Shepherd

An active and brave breed of the dog, the Australian Shepherd was raised as watchdogs as well as disaster rescue dogs. These dogs need regular physical activities because they are full of energy. They require to have their everyday walks, or else they form behavioral problems. This everyday requirement can be too burdensome for families having young children. Possibly one more reason because of which this dog breed is not family-friendly is that when meeting people for the first time, they get anxious. Furthermore, they frequently have the propensity to think of kids as their pack, therefore they get violent towards the misbehaviors of the kids.

No 16 – Siberian Husky

Siberian Huskies are a powerful, and they are well-known for their infinite energy. They were raised to pull sledges in the snow, plus their natures state them that they have no interest in safeguarding homes and shielding the family. They also need a lot of attention, and, in case, you are required to care for both the huskies as well as kids, it will get extremely demanding for you, because these huskies can contend with small kids for attention. Even though the dogs of this breed have a strong character, a Siberian Husky can be trained, in order to make it an very affectionate pet – however it needs patience.

No 15 – Affenpinscher

The Affenpinscher is a naughty breed of the dog, and they usually jump around. Also, they are stubborn and intrusive. Affenpinscher are funny to watch, however, they can be a problem, in case you have young kids in the house. As they are small in size, kids usually think of them as toys, therefore have a propensity to mistreat them. Even though the Affenpinscher can bear the rough playing of the kids, they at times guard themselves. Training can be provided to them, but, you require to display leadership because they can be defiant when they see the signs of weakness.

No 14 – Chow Chow

Chow Chows seem like the ideal friends for the kids for the reason that they are like a toy, and fluffy. However, in actuality, other dog breeds are better suitable for the kids. Dogs of this breed might be cuddly and cute, however, they are huge dogs, and typically harm small kids accidentally. They also need strong leadership—at times that kids have distress accepting and showing in front of the dog. Furthermore, chows are extremely friendly to their owner, plus are excessively envious of other individuals who come to their fur parent.

No 13 – Afghan Hound

Afghan Hounds were raised for hunting as well as protecting homes, because of which they are integrally strong-willed. They need resilient leadership full time. In the event they are not appropriately trained, they can simply get damaging and defiant. However, apart from its natures, because of their size, they are not good for families with small kids. While interacting with them, you also require to be cool, poised, and caring. Their size might be a danger for small kids who just get knocked over by these dogs. Lastly, they may find the bouncy nature of kids like a sign of fierceness to them and respond adversely.

No 12 – The English Toy Spaniel

Everybody contemplates that the English Toy Spaniel is a good dog for children, as, they have “toy” in their name. One more reason for this misunderstanding is their cute size and soft appearance. However, this is not the case. Toy Spaniels might see the rough play with kids as intimidating. They respond aggressively if they feel victimized. It is vital to display them strong leadership for the reason that they can get central in the house. An overriding Toy Spaniel is extremely hostile and can attack the kids, as well as the adult. However, if trained correctly, they can be amazing pets.

No 11 – Greyhound

Greyhounds have been raised for running, and unbelievable energy and speed. They need very much running, which can be hard particularly if you are also required to take care for small kids. With a tendency to attack small creatures, they might do the same with your little babies. They also hate rough play, therefore they don’t bear kids trying to hold them. If they are not trained properly, they get aloof towards their master, which makes them impulsive. Because of all these reasons, Greyhounds are not perfect pets for families having small kids.

No 10 – French Bulldog


The French Bulldog is a lively breed of the dog, however, this doesn’t mean that this breed is perfect for kids. They are fairly difficult when it comes to affection and time that is something people with small children cannot easily provide. If not trained properly and given love, they feel unacknowledged and disregarded, and this results in behavioral problems, like, mischief and anger. Still, if you decide to take a French Bulldogs, ensure that your kids know that they require showing power over the French Bulldog because providing them free control can turn into a disaster for your household.

No 9 – Japanese Chin

Japanese Chins are small in size and extremely loveable. They were raised to be friendly dogs to the royals. Their nature is to demand affection as well as time from their owners. However, if you have small children it is extremely difficult to give both affection and time. When training your dog, you require to display strong leadership. In the event they are spoilt too much, they get a feeling that they can do anything. Also, if they feel ignored, they get extremely envious. Getting a Japanese Chin is like having another child in the house.


No 8 – Shih Tzu

For families with small kids, The Shih Tzu is the least suggested dog breed. This is because they can get scared as well as hyper effortlessly, which can result in them biting kids. This is particularly right when kids get rough with them. As part of their usual defense mechanism, they bite when scared, therefore it is vital to not ever leave children unsupervised while playing with them. Also, they need the continuous attendance of their owners, because, if left alone, they easily get separation anxiety. Besides, as when kids are small, parents don’t have too much time in hand, therefore having a Shih Tzu is not good.

No 7 – Pekingese

Pekingese might be cute and cuddly, however, they don’t like to be seen as a toy. In spite of their looks, they are not dependent and are brave. However, small kids don’t comprehend their nature, as a result, they have a propensity to cuddle and play with the dog. Pekingese get hard to control when they sense weakness. In case, you choose to have this breed, ensure that your kids are aware of their nature. It is necessary that when around these cute dogs, your kid also displays power.

No 6 – Jack Russell Terrier

The Jack Russell Terrier is famous to be an active breed of dog. They need continuous and organized training every time. The fact is that the kids love to pull, pinch, and jab dogs. As, Jack Russell Terriers don’t bear this kind of play, they have a propensity to bite children to protect themselves and their space. These dogs also need a lot of time and care. In case not trained appropriately, they can have behavioral problems. For the reason of their extraordinary energy and low threshold of tolerance, they aren’t suggested for families having young kids.

No 5 – Chinese Shar-Pei

The Shar-Pei look extremely cute and have a quiet nature, however, they aren’t best for families having young kids. Shar-Pei’s frequently have numerous health issues, and their skin folds can attract numerous pathogens. When in contact with a sick Shar-Pei, kids might also have a risk of getting sick. Also, owing to their hostile nature, they are not much family-friendly, and are difficult to train. Hence they should not be trained in front of young kids.

No 4 – Dachshund (Standard Smooth)

During the 17th century, the Dachshund dog breed devised from Germany. These were made use of to hunt small game animals. The dogs of this breed, although small, have strong hunting nature, therefore they don’t get along well with other pets like hamsters and kittens. Due to their small size, they are prone to the small dog syndrome where they attempt to have a big attitude to make up for their small size. This frequently results in behavioral issues. This breed can be okay around kids, however, they don’t put up with rough play. In case they feel that they are getting jostled by humans, they have a tendency to be hostile.

No 3 – Dalmatian

The Dalmatian is a dog breed that is large in size and was formerly raised for hunting small games as well as rodents. Also, in the earlier times, they were made use of as guard dogs. Although in movies they are showed as friendly and loveable dogs, in reality, they are extremely reserved when it comes to other dogs. They need continuous love and socialization from their owners that is restricted if you have small kids in the house. If not given adequate love, they form behavioral issues, like, scratching and biting. They are good around elder kids, however, for the reason that they require to discharge their elevated energy while playing they can simply knock off children.


No 2 – Neapolitan Mastiff

The Neapolitan Mastiff is a breed of dog, which first of all was made use of as a guard dog, and, came from Southern Italy. They are extremely huge, however extremely calm. In spite of their rolling gait, they are quite strong. They are usually lived by older children, however, due to their big size, this breed can be somewhat inept for younger kids. These dogs can sit or step inadvertently on small children, or can knock them over. Also, after drinking or eating, they like to drool all over, which results in the house getting messy.

No 1 – Skye Terrier

The Skye Terrier is a dog breed that is medium in size and is raised for their hunting skills. This kind of breed is well-known for being courageous and confident. This breed likes to like to hunt smaller animals, and, can get hostile towards dogs of any size. They need care, affection, and love. In case you neglect them, they will react by barking, digging, and chewing, to show their annoyance. If there are small kids in the house you won’t be able to give enough attention to them, which can result in them developing behavioral problems

Featured Image Credit: 1855 Pet Insurance
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